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About Us
Since 1933, Seattle Metropolitan Credit Union has provided financial services to the employees and family members of the City of Seattle. Since then, we have expanded our charter to include anyone who lives or works in the state of Washington.
Mission and Vision
Mission
We help members achieve their financial goals to realize their dreams.
Vision
To be our members' first choice for financial services.
The 7 Principles
How Credit Unions are Different from Banks
You have probably heard SMCU referred to as a “financial co-operative” or a “co-op.” Seattle has a large variety of co-ops, like PCC, Madison Market and REI, just to name a few. But what is a co-op, exactly, and what do we all have in common?
A cooperative is an independent group of people who come together to address a common need through a jointly-owned and democratically-controlled enterprise.
Members of the co-op own and control the business together with one vote per member, unlike companies run by stockholders who can increase the weight of their vote relative to the number of shares they own. It is this co-operative autonomy and local control that has kept Seattle Metropolitan Credit Union sound and secure in good times and bad.
We are Guided by the Seven Co-operative Principles
These principles date back to some of the earliest co-ops that formed in England in the 1800s. To this day they still form the foundation on which co-operatives around the world operate. Seattle Metropolitan Credit Union has adapted these principles to the financial needs and goals of our members and they guide us in everything we do. Read more about each of our Seven Principles below, and click on any of them for more information about how Seattle Metropolitan Credit Union continually supports each one.
For more information, visit www.7principles.coop.
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