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Checking

Capital Small Business Checking

A simple, economic account for your small business with a low number of monthly transactions. It pays dividends and no minumum balance fee.


Capital Business Checking

If your business activity generates a number of transactions per month and maintains a moderate daily balance, this account is for you. It pays dividends and has a flat fee* that is waived if the average daily balance remains above $2,500.


Free Online Banking and Bill Pay available on all business checking accounts.

 

Visa® Check Card

Make business purchases easier with SMCU's Visa Check Card. Use the card wherever Visa, debit, or Point-of-Sale cards are accepted, nationwide or around the world. Instead of running up a credit balance, the money comes straight out of your Capital Business checking account. SMCU's Visa Check Card has no per-transaction fees.

As an added convenience, your Visa Check Card doubles as your ATM card. Get cash, transfer money between accounts, and conduct account inquiries anywhere you see the CO-OP Network, Plus, Star, or Interlink logo. Use of SMCU cash machines is free to members and CO-OP Network ATMs are surcharge-free.

SMCU is now a Verified by Visa card issuer. When you use your SMCU Check Card to make online purchases, Verified by Visa will provide added safety to make your online shopping secure.

Access our cardholder enrollment site for more information regarding registration of your Visa® Check Card with Verified by Visa .

Did You Know?

You can apply for membership online.

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