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Certificate Accounts

Are the frequent twists and turns of the stock market making you feel unstable about your investments? Enjoy greater flexibility and more peace of mind with a straightforward, guaranteed deposit account from Seattle Metropolitan Credit Union. Pick your own term and start earning great rates with just a $1,000 minimum deposit to open. Dividends are compounded daily and paid monthly, quarterly or at maturity, depending upon the term.

Our "Bump or Add" Feature
First select a term that works for you, anywhere from 3 months to 5 years. Once during the term of any certificate (except a Jumbo certificate), you may either request that the rate be increased to the currently offered rate for certificates of the same current term length, or you may deposit additional funds to the certificate for the remainder of the current term.

Today's Rates

Open a Certificate Account by calling our Contact Center at (206) 398-5500 or (800) 334-2489.

Deposits are insured up to $250,000 by the National Credit Union Administration, a U.S. Government Agency. To read more about Your Insured Funds, click here.

Account Disclosures

Did You Know?

Some important facts about Certificates of Deposits or Share Certificates.

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