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High Yield Checking
Looking to earn more from your money? With SMCU’s High Yield Checking, you’ll get the convenience of a checking account coupled with the earning power of a Money Market. Enjoy having full 24-hour access to your funds, dividends, no monthly fee so long as you maintain a minimum monthly balance of $10,000, and the peace of mind that your money is secure and federally insured.
High Yield Checking Features:
- Minimum Balance –$10,000
- Dividends – Yes, check for current rates
- Monthly Fee – None, unless balance falls below $10,000, then $10 fee
- Teller Access – Free
- TellerLine – Free
- Check Writing – Free
- Online Banking – Free
- Online Bill Pay – Free
- Direct Deposit – Free/Optional
- Visa® Check Card – Free
- ATM Access – Free at thousands of ATMs nationwide


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