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Visa® Check Card

Make business purchases easier with SMCU's Visa Check Card. Use the card wherever Visa, debit, or Point-of-Sale cards are accepted, nationwide or around the world. Instead of running up a credit balance, the money comes straight out of your Capital Business checking account. SMCU's Visa Check Card has no per-transaction fees.

As an added convenience, your Visa Check Card doubles as your ATM card. Get cash, transfer money between accounts, and conduct account inquiries anywhere you see the CO-OP Network, Plus, Star, or Interlink logo. Use of SMCU cash machines is free to members and CO-OP Network ATMs are surcharge-free.


SMCU is now a Verified by Visa card issuer. When you use your SMCU Check Card to make online purchases, Verified by Visa will provide added safety to make your online shopping secure.

Access our cardholder enrollment site for more information regarding registration of your Visa® Check Card with Verified by Visa .