Feel Good Checking

No Monthly FeeNo Monthly Fee or Minimum Balance

You won’t pay a monthly service fee regardless of your balance or how many transactions you do in a month. By switching, you could save up to $180 a year over checking accounts at an ordinary bank.1



$20 for a Local Non-Profit$20 for a Local Non-Profit Partner of Your Choice

When you open your account, we’ll donate $20 to the non-profit community partner of your choice. Since 2008, Feel Good Checking has raised more than $140,000 for these life-changing organizations.



Dividends6.14% APY2 on Your First $500

You don’t need a lot of money to get a great return. We’ll pay you 6.14% APY on the first $500 in your account. All you have to do is use eStatements and Direct Deposit to get this great dividend benefit.



Free ChecksFree Checks3, Bill Pay, & Online Banking

You can get one free box of checks every year. Plus, you’ll have access to all the convenient, free services SMCU offers, including Online Banking, Bill Pay, Mobile Banking, and SMCU’s Debit or ATM card.

It's easy to switch.

SMCU Branch Representatives are specially trained to help you move your checking account as quickly as possible without disrupting your life and finances. They will give you all the information you need to transfer any automatic deposits or payments you have set up at your other bank, so you can start taking advantage of the great perks you'll get with your checking account. Stop by a branch or call us today at (206) 398-5500 or toll-free at (800) 334-2489 to get started. Or, if you'd prefer, you can open an account online.
 

Open Now

Manage your accounts on the go.

Access your accounts from wherever you are. With SMCU’s free mobile app for Apple, Android, and Kindle, you can:

  • View account balances
  • View transaction history
  • Transfer between SMCU accounts
  • Schedule payments to existing Bill Pay payees
  • Deposit checks remotely
  • Find the branches and surcharge-free ATMs nearest you


To download the app, visit the Apple App Store, Google Play, or Amazon Appstore and install the application on your device.

Log in using the same username and password you use for Online Banking, and you're all set.

SMCU's Mobile App

SMCU Debit Card

Over 28,000 Surcharge-Free ATMs

As a financial co-op, Seattle Metropolitan Credit Union is part of the Co-op Network. This means you can use most other credit union ATMs, branches, and 7-Eleven ATMs across the country surcharge-free.


Find the Co-op Network ATMs nearest you.

2014 Feel Good Checking Partners

Our non-profit partners are selected by our members through a nomination and voting process each year.

PAWS: People Helping Animals    Seattle Children's Theatre   Youth in Focus  Zero Waste Washington        New Beginnings: Ending Domestic Violence         Lifelong AIDS Alliance     Northwest Harvest

DISCLOSURES

1Savings calculated based on $15/month checking service charge over 12 months

2APY is Annual Percentage Yield and is accurate as of 2/1/2014 . Rates on savings, money markets, and checking accounts may change after account opening. Account fees may reduce earning on the account. Feel Good Checking accounts pays 6.14% APY on any portion of the account balance at or below $500 and 0.05% on any portion of the balance above $500. Minimum requirements for earning dividends: (1) eStatements (2) Direct Deposit. Only one Feel Good Checking account per member.

3Free box of checks is limited to Classic style with standard type style and no additional graphics added. Members who choose a different style will receive a once-per-year $5 credit toward their choice of checks.

Rates

 

Auto Loans as low as*

 

1.49%APR

Certificates as high as*

 

1.00%APY

Checking as high as*

 

6.14%APY

Credit Cards as low as*

 

6.99%APR