Seattle Metropolitan Credit Union
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Compensation & Benefits

At SMCU we understand that it is our employees who truly make us a success. After all, it is our staff members who directly provide the excellent service our membership expects and deserves.

Base Pay

SMCU provides competitive base pay to our staff members - and we regularly monitor our Base Pay Program to ensure we remain competitive. On each employment anniversary, staff is eligible to earn merit increases based on their performance.

Incentive Pay

SMCU provides incentive awards to staff who meet or exceed service targets and organizational performance goals.

Health Benefits

SMCU provides a complete healthcare benefit package to all full-time and part-time employees: medical, dental, vision, long & short term disability, life/AD&D and an employee assistance program. SMCU pays 100% of an employee's premiums for these coverages. Employees may add their dependent spouse or domestic partner and/or children to our medical and dental plans. SMCU pays for 50% of the premium expense for full-time employees' family members added to these plans and 25% of the premium expense for part-time employees' family members.

401(K) Retirement Plan, Profit Sharing & Company Match

SMCU staff may contribute up to $16,500 per year of their pre-tax income to our 401(k) retirement plan. SMCU matches half of each staff member's elected contribution, 4% maximum and is vested after 3 years of service. Additionally, SMCU offers a profit sharing program based on company performance.

Paid Job Training

SMCU is committed to training employees, and we have two full-time trainers to do so. Our training department handles technical and workplace skills training.

Transportation Subsidy Reimbursement

SMCU provides an ORCA Card which is 100% subsidized transportation to all staff members for bus, central link light rail, and/or ferry transportation expenses that they incur from their commute to work.

Employee Referral Bonus

SMCU pays generous cash awards to staff when we hire individuals that they have referred to us.

Free Flu Shots

Each Fall, SMCU brings a registered nurse to our work site and invites staff to get free flu shots at the company's expense.

Paid Vacation & Sick Leave

Staff accrues paid personal leave on a monthly basis to cover vacations and sick leave. In the first year of employment, staff accrue one and a half days of personal leave each month (18 days/year for full-time staff, 9 days/year for part-time staff). After every five years of employment the Personal Leave accrual rate increases. Staff members also accrue three floating holidays per year (one and a half floating holidays for part-time staff).

Paid Holidays

SMCU observes nine federal holidays each year.

Tuition Reimbursement

SMCU provides up to $2,000 per year ($1,000 for part-timers) in tuition reimbursement to staff members attending college/university courses in their pursuit of a degree.

Free Membership Benefits

Our staff enjoy special SMCU membership privileges, including waived fees for numerous credit union services.


SMCU's Service Award Program recognizes and rewards staff with generous cash awards for meeting service milestones. Our PRIDE (People Recognizing Individuals Demonstrating Excellence) Program allows staff members to recognize one another and receive cash awards and other prizes.

CU SERVICE Equal Housing Opportunity Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government by the National Credit Union Administration, a U.S. Government Agency. BBB
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