Compare All Checking Accounts

Account Name	Min. Balance	Dividends	Monthly Fee	Free Checks
Feel Good Checking®
Student Checking
Free Checking
Classic Checking	$300		$7*
High Yield Checking	$10,000		$10*

Value

SMCU Checking accounts offer all of the features of checking accounts at the big banks, but at a substantially lower cost. Some SMCU accounts have no minimum balance requirement and no monthly service charge, while others pay dividends on your checking account balance.

Convenience

Opening an SMCU checking account is quick and easy. You can open one online, by phone or in a branch. Once your account is open, you can access it using your free SMCU Debit Card, Online Bill Pay, or at 28,000 surcharge-free ATMs in the US and Canada.

Simplicity

SMCU Checking accounts don’t have hidden charges or confusing transaction requirements. Use your account the way you want to with no worries.

Community

SMCU’s Feel Good Checking® does more than put money in your pocket. It also generates donations for local non-profits, so they can continue making a difference in our community.

* Monthly fee applies only if balance falls below the minimum account balance requirement on any day during the month. 

Rates can change without notice. Rates on savings, money markets, and checking accounts may change after account opening. Account fees may reduce earnings on the account.

Account Disclosures