Home Loan Center

SMCU's home loan experts can help you with your home loan or home equity loan quickly and hassle-free. Because SMCU is member-owned, your success is our success. That's why we take great care when finding a loan that makes sense for you. Careful, intelligent lending and a commitment to member education and advocacy are what have kept SMCU stable in uncertain times.

Purchase and Refinance Options

• 10, 15, 20, and 30 year Fixed-Rate Mortgage Loans
• 1-year Adjustable-Rate Mortgages
• 3/1, 5/1, and 7/1 Adjustable-Rate Mortgages
• 5 and 7 year Balloon/Reset Mortgages
• Jumbo Loans (over $417,000)
• Construction Loans
• Undeveloped Land Loans
• VA and FHA Loans
• First-Time Homebuyer Loans

Home Loan Calculators
Home Loan Disclosures
Blank Mortgage Application
Safe Act MLO List

For more information, or to schedule an appointment, contact SMCU's Home Loan Center at 206-398-5888 or relending@smcu.com.