| 
| 
| 
Better Rates. Fewer Fees.
You're tired of banking as usual with its singular focus on ever-growing profits. You deserve better. It's time to switch to a credit union and start enjoying the freedom of owning your own money.
At Seattle Metropolitan Credit Union, we've been protecting the best interests of our members since 1933. If you live anywhere in the state of Washington, you can open an account online with SMCU.
- No minimum balance
- Earn 6.14% APY on your first $500*
- Free checks for life (one box per year)
- Use your debit card as much as you want with no monthly debit card fee
Plus, for every Feel Good Checking™ account opened, SMCU will donate $20 to one of our outstanding non-profit community partners, so they can do the amazing work they do to make a difference.
Send your bank a statement, and move your loans and credit card to SMCU.
To make an even stronger statement, don’t just move your checking and savings accounts, move your loans and credit card too. SMCU offers better rates than you will find at the big, commercial banks. When you get an auto loan from SMCU, you won’t pay an origination fee that you might pay other places. Your SMCU VISA® gives you a great rate and a robust rewards program without an annual fee.
Refinancing your current auto loan to SMCU could save you money every month.
- Apply Online
- Apply by Phone 24/7 at 206.398.5500 or 800.334.2489.
- Visit any of our branch locations.
Send your bank a statement. Become a member of SMCU. It's quick and easy. Open an account online or call us at 800.334.2489.
SMCU is a not-for-profit, financial cooperative that has been serving Seattle for over 80 years.
*requires enrollment in eStatements and Direct Deposit. APY stands for Annual Percentage Yield.
