Seattle Metropolitan Credit Union
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Welcome to Seattle Metropolitan Credit Union!

You’ve Opened Your Account. Now What?

Opening an SMCU savings or checking account is only the first step in taking advantage of all of the great services SMCU offers.

Save Money and Take a Vacation From Your Loan Payments.

If you have a loan with another financial institution, you may be able to save money each month by refinancing with SMCU. From cars to homes, SMCU has smart, thrifty loans for just about anything.

You can apply online and get an answer in just a few minutes1. Once your loan is approved, your first payment isn’t due for up to 90 days, giving you three months of payments to pay other bills or put into a savings or money market account.

Get a Better Credit Card.

If you have a credit card with one of the national banks or credit-card providers, SMCU has a better deal for you.

SMCU VISA® credit cards have lower rates and fewer fees than most companies. They also come with one of the best rewards programs in the industry. Get $1 in rewards for every dollar you spend on your card. Special incentives from partner retailers can help you build your rewards balance even faster. Redeem rewards points for brand-name merchandise, air travel, or special events.

Apply for a loan or VISA® credit card online now.

Thank you for opening your account with Seattle Metropolitan Credit Union. If you have any additional questions, please contact us at (206) 398-5500.


1 Online loan applications are subject to SMCU lending guidelines. Immediate decisions are not available for all applications.

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"Thanks for all your help...this was a very, very smooth loan process and great customer service. That's why I keep coming back to you guys." - Jackie A.



CU SERVICE Equal Housing Opportunity Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government by the National Credit Union Administration, a U.S. Government Agency. BBB
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