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Home Equity Loans

If a home equity loan or line of credit is what you need, look no further than SMCU. You can borrow up to 80% of the available equity you have accumulated in your home to consolidate your bills into one monthly payment, finance those overdue home improvement projects, or purchase a new car.

SMCU offers both fixed and variable rate home equity loans with terms up to 15 years as well as Home Equity lines of credit with variable rates and a Equiry Platinum Visa card. All SMCU equity loans have limits up to 80% of the equity in your home and your interest payments may be tax deductible (consult your tax advisor for details). SMCU also offers debt protection for your equity loan through EquitySafe . EquitySafe cancels your loan payments, protects your family, and safeguards your credit rating in the event of a death or disability.

Home Equity Payment Examples


  apply for a home equity loan

Contact our Home Loan Center at 206-398-5888 or relending@smcu.com for more information or to start your loan application.

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