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Reverse Mortgages

If you're a homeowner, age 62 or older, a reverse mortgage could be just right for you. A reverse mortgage enables you to convert part of the equity in your home into tax-free income. You can still retain your home's title and you will have no new monthly mortgage payment. And a reverse mortgage is true to its name: instead of the homeowner making monthly payments to a lender (as with a regular mortgage) the lender makes payments to the homeowner. Therefore, the payment process is reversed.

We offer the following Reverse Mortgage products through our partner Loan Services Inc.:

  • FHA Home Equity Conversion Mortgages (HECM)
  • Fannie Mae - Home Keeper® (HK)
  • Financial Freedom - Cash Account

To start the application process or to ask additional questions, contact Loan Services Inc. at 425-793-8880.

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Contact our Home Loan Center at 206-398-5888 or relending@smcu.com for more information or to start your loan application.

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