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SMCU ATMs

SMCU branches are staffed with friendly, knowledgeable people who can help you with any transaction you have, but even they have to sleep sometime. If you can’t make it to the branch during regular hours, you still have great options.

Every SMCU branch has a 24-hour ATM where you can:

  • Withdraw cash,
  • Deposit to your savings or checking accounts,
  • Get your most up-to-date balances, and
  • Transfer between your SMCU accounts.

Deposit without counting and without envelopes
The days of digging envelopes from the back of a bin on the wall are over. SMCU ATMs are now envelope-free, and that makes deposits easier than ever.

Deposit up to 30 checks or 50 bills at once without having to total them. Simply put the stack of bills or checks into the ATM, and the total will appear on the screen for you to accept. You’ll also see an image of every check you deposit along with the amount, so you can verify that the ATM scanned it correctly.

When you accept the deposit, you can elect to get pictures of your deposited checks printed on your receipt as well as the denominations of your cash deposits. Never wonder whether you deposited that birthday check from grandma again.


ATM safety and security - our highest priority

New SMCU ATMs have the latest security features to help keep you and your accounts safe, including:

  • Wide-vision rear view mirrors, so you can be aware of your surroundings;
  • Anti-skimming technology to prevent crooks from capturing your card information and PIN; and
  • Brightly lit kiosks and high-resolution security cameras to discourage suspicious activity around the ATMs.


You can do your banking at any SMCU ATM and be confident that you and your transaction are safe.

Find an SMCU ATM Near You


We’re just around the corner thanks to the Co-op ATM Network.

If you can’t get to a branch to access your SMCU accounts, you can use one of more than 28,000 surcharge-free ATMs across the country that are part of the Co-op Network. Many ATMs accept deposits to your SMCU accounts, so you don’t have to carry cash or checks around until you get home.

Find a Surcharge-Free ATM Near You


Vcom® self-service shared-branching kiosks at 2,220 7-Eleven® stores

7-Eleven has partnered with the CU Service Centers Network to provide surcharge-free access to your SMCU accounts at more than 2,200 7-Eleven stores across the country. At a Vcom kiosk you can:

  • Deposit checks,
  • Withdraw cash,
  • Advance cash from your line of credit,
  • Pay your loan by check,
  • Transfer between your credit union accounts,
  • Check balances, and
  • View recent history for your accounts.


Look for the CU Service Centers Network logo on select Vcom kiosks to know you’re in the right place.

Visit cuswirl.com/7-eleven to learn more about the 7-Eleven Vcom kiosks.

Find a 7-Eleven Vcom Kiosk Near You

Holiday Closures

2014 Holiday Closures

All branches will be closed on the following days.

Martin Luther King, Jr. Day
Monday, January 20

Presidents' Day
Monday, February 17

Memorial Day
Monday, May 26

Independence Day
Friday, July 4

Labor Day
Monday, September 1

Columbus Day
Monday, October 13

Veterans Day
Tuesday, November 11

Thanksgiving Day
Thursday, November 27

Christmas Day
Wednesday, December 24 (All branches will close at 3pm.)
Thursday, December 25

New Year's, 2014
Wednesday, December 31 (All branches will close at 3pm.)
Thursday, January 1