To apply for a loan, you must either be a member of Seattle Metropolitan Credit Union or be eligible for membership.

  • Applicants will need to provide credit information.
  • If you have questions regarding membership eligibility, please contact SMCU at 206-398-5500 or 800-334-2489.
  • All loan decisions are subject to final review by the Lending Department.
  • To apply for a loan using stocks, airplanes, or dirtbikes as collateral, please choose loan type Other Secured.
  • SMCU does not finance out-of-state private party purchases. For vehicles purchased through an out-of-state Dealership, it will be required that the Dealer process titlework.

If you encounter problems completing this application or have questions about your application, please feel free to contact us at 206-398-5500 or 800-334-2489.

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