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Prime Time Checking

A Special Program for Members 55 and Over

Relax, because you've earned the following member benefits:

  • Direct Deposit - Arrange to have your Social Security, pension, VA, or paycheck deposited directly into your credit union account to eliminate the danger of lost or stolen checks, and you'll start earning dividends immediately.
  • Free Checks with Direct Deposit - Sign up for direct deposit and Prime Time and get free SMCU standard checks or $4 off any other style.
  • Free Travelers Cheques - Enjoy safety and security with American Express® Travelers Cheques and Cheques for Two.


Deposits are insured up to $100,000 by the National Credit Union Administration, a U.S. Government Agency.

Did You Know?

Check 21 is a new federal law that will take affect on October 28, 2004 and apply to all financial institutions.

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