Rates

Loan Rates

Auto & Motorcycle (New or Used, Model Years 2005 & Newer)

Rates Effective 09-17-2014
Term Maximum Loan Amount APR* as low as Estimated Monthly Payment per $1000 Alert Me
36 months $150,000 1.49% $28.42
48 months $150,000 1.99% $21.69
60 months $150,000 2.49% $17.74
72 months $150,000 2.99% $15.19
84 months $150,000 3.49% $13.44
1"as low as" rate is reflected as follows:

Subtract 0.25% for hybrid/electric vehicles

Add 0.25% for loan-to-value >80%

Add 1.00% for model years 2004 and older

Add 1.00% for vehicles with more than 125,000 miles

RV & Boat (New or Used, Model Years 2005 & Newer)

Rates Effective 09-17-2014
Term Maximum Loan Amount APR* as low as 2 Estimated Monthly Payment per $1000 Alert Me
84 Months $250,000 3.49% $13.44
120 Months $250,000 3.99% $10.12
144 Months $250,000 4.49% $9.00
180 Months $250,000 4.99% $7.90
2"as low as" rate is reflected as follows:

add 0.50% for loan-to-value >80%

add 1.00% for model years 2004 and older

Personal Loans (Unsecured)

Rates Effective 09-17-2014
Term Maximum Loan Amount APR* as low as Estimated Monthly Payment per $10003 Alert Me
Up to 60 months $50,000 8.99% $20.75
3Estimated monthly payment based on term of 60 months

VISA® Credit Card

Rates Effective 09-17-2014
Term Maximum Loan Amount APR* as low as Estimated 3% Minimum Monthly Payment per $1000 Alert Me
Revolving $50,000 6.99% $30.00
*Annual Percentage Rate (APR) is effective as of 09-17-2014 and reflects any prepaid finance charges and is subject to change without notice. Restrictions may apply. Rates and financing are offered based on applicant's credit qualifications and other underwriting criteria, including but not limited to, credit and loan payment history. The rate assigned will be disclosed to you before you become obligated. Please contact SMCU at (206) 398-5500 or (800) 334-2489 for further details.

Deposit Rate Disclosures

Service Fees Schedule

Electronic Funds Transfer Disclosure

Savings and Checking Rates

Checking & Savings

Rates Effective 09-17-2014
Account Minimum Balance APY* Dividend Rate Alert Me
Savings $0 0.05% 0.05%
IRA Savings $0 0.15% 0.15%
Classic Checking $300 0.05% 0.05%
Business Savings $0 0.05% 0.05%
Business Checking $0 0.05% 0.05%
Feel Good Checking $0 - $500 6.14% 6.00%
$500.01 and above 0.05% 0.05%
High Yield Checking $0.01 - $9,999.99 0.05% 0.05%
$10,000 and above 0.08% 0.08%
Rates can change without notice. Rates on savings, money markets, and checking accounts may change after account opening. Account fees may reduce earning on the account. Call our Contact Center at (206) 398-5500 or (800) 334-2489 for the most current rates.

Money Market Account

Effective Date:09-17-2014
Minimum Balance APY* Dividend Rate Alert Me
$0.01-$999.99 0.05% 0.05%
$1,000-$24,999 0.08% 0.08%
$25,000-$49,999 0.10% 0.10%
$50,000-$99,999 0.10% 0.10%
$100,000 and above 0.10% 0.10%

Deposit Rate Disclosures

Service Fees Schedule

Electronic Funds Transfer Disclosure

Certificate Rates

Share Certificate Accounts

Effective Date: 09-17-2014
Certificate Account Terms** Minimum Balance APY* Dividend Rate Alert Me
1-2 years $1,000 0.15% 0.15%
2-3 years $1,000 0.40% 0.40%
5 years $1,000 1.00% 1.00%
Jumbo: 4-6 months $50,000 0.10% 0.10%
Super Jumbo: 4-6 months $100,000 0.15% 0.15%
*Annual Percentage Yield (APY) is effective as of 09-17-2014. APY, Dividend Rates, and Terms are subject to change without notice. Account fees may reduce earnings on the account. $5.00 minimum initial deposit to establish membership. See the Deposit Rates Disclosures for deposit and share certificate accounts. Please contact SMCU at (206) 398-5500 or (800) 334-2489 for further details.

Deposit Rate Disclosures

Service Fees Schedule

Electronic Funds Transfer Disclosure