We all have them. In fact, most of us have more than one, and nearly everything we do affects them. Whether you use your credit card at the checkout counter, or get a no-interest loan for new furniture, your credit score is a record of your spending habits.
Getting out of debt can be hard, but doing so can make a big difference. Becoming aware of spending and borrowing habits will help you make changes and pay off debt sooner. Apart from the relief you will gain from being debt free, you will also be paying less over time for the goods and gifts you purchase.
The Family Security Plan’s Life Insurance benefits are affordable and getting covered is quick and easy. A personal planner from The Family Security Plan can help you design a plan to fit your unique needs.
The Northwest coast or the French Riviera? A staycation or a safari? Where will your time off take you this summer? Six in ten Americans will take a summer vacation. Wherever they go, they can use their SMCU debit and credit cards with confidence. We’re watching out for our members in the fight against fraud.
SMCU is proud to be sponsoring this year’s Latina Style Business Series (LSBS) in Seattle. For 18 years, LSBS has been empowering Latina Entrepreneurs from all across the United States and is the most successful ongoing business-development program for Latina business owners in the nation. Over 33,000 Latina entrepreneurs and professionals have benefited from their participation in this dynamic and ground-breaking business program.
Since we upgraded our Online Banking in August we have been getting great feedback about new features like member-to-member transfers and the mobile-friendly design. Naturally, we’ve also gotten a lot of questions about how to use new features and where to find old ones.
None of us like to think about it, but if you were to die, would your family have the financial wherewithal to stay in your home? Would your children be able to complete their education? With The Family Security Plan® on your side, you can confidently say “yes.”
Debt consolidation is an effective strategy to get bills back under control for those who owe. What exactly is debt consolidation, and how can it help? Consolidating debt involves paying off most or all of those owed and effectively shifting the burden to a single lender. Ideally, that leaves just one monthly payment to make, and usually that payment is less than the total of all of the previous minimum payments... [more]
Most kids – 59% – feel they could be smarter about money, according to a 2014 survey from broker T. Rowe Price Group. Summertime offers the perfect opportunity to develop your little one’s knowledge about topics like budgeting, saving and spending. Here are some engaging and fun activities that help teach valuable financial lessons.
We’re all familiar with refinancing a home mortgage. People do it all the time – often lowering the interest rate and saving hundreds on their monthly payments, but few people think about refinancing a vehicle loan. However, many of the same benefits apply. So, when does refinancing make sense?
When it comes to spending money, much of the world has gone plastic. Many people make a habit of carrying little-to-no cash around these days, as most businesses accept debit and credit card payments, even small ones. While it’s easy to get caught up in the multiple debit and credit card options out there, it’s important to remember that not all plastic is created equal.