Student Checking

One of the most valuable things a child can learn is how to manage their personal finances. The earlier they start, the more confident they'll be when they're on their own.

To help parents give their children a head start, Seattle Credit Union offers Student Checking, a full-featured checking account for members 13 through 18 years old that teaches students to set and stick to a budget before they leave home.

Every Student Can Get a 4.0

Seattle Credit Union's Student Checking is more than just a great checking account, it can also help your student grow their savings. Student Checking account balances up to $500 earn 4.00% interest (4.06% APY). Any portion of the account balance over $500 earns 0.05% APY. It's a great lesson for students that their money should be working for them 24/7/365.

Student VISA Debit Card

A Free VISA Debit Card For All Students

We use our checking accounts differently than we used to. Rather than writing checks, we use a debit card to make purchases in both the digital and physical world. This is just as true for students. Still, many institutions make student accountholders wait until they turn 16 years old to get their first debit card, limiting the time students have to become savvy digital shoppers.

At Seattle Credit Union, every Student Checking accountholder has access to a debit card from the time they open the account. Student debit cardholders can withdraw up to $100 cash, make surcharge-free deposits at any CO-OP Network ATM, and make up to $200 in purchases anywhere VISA® is accepted.

Opening a Student Checking account lets parents work with their student to develop good financial habits before they have to make financial decisions own their own.

To open an account, stop by a branch or call our Contact Center at 206-398-5500 or toll-free at 800-334-2489.


"Ever since I joined Seattle Credit Union a few years ago, they have been friendly, helpful, knowledgeable, and easily accessible. I usually visit the branch in Rainier Valley. The staff recognize me and help me with my transactions in a courteous and professional manner. [...] Great local business to use."

-Rassamee H., Member

Manage your accounts
on the go

Access your accounts from wherever you are. With Seattle Credit Union’s free mobile app for Apple and Android, you can:

  • View account balances
  • View transaction history
  • Transfer between Seattle Credit Union accounts
  • Schedule payments to existing Bill Pay payees
  • Deposit checks remotely, using your device's camera
  • Find the branches and surcharge-free ATMs nearest you

To download the app, visit the Apple App Store or Google Play and install the application on your device.

Log in using the same username and password you use for Online Banking, and you're all set.

Seattle Credit Union's Mobile App


1 APY is Annual Percentage Yield and is accurate as of 6/26/2017. Student Checking is offered to members age 13-18 and can be opened with or without a co-signer. Only one Student Checking Account per member. Rates on savings, money markets, and checking accounts may change after account opening. Account fees may reduce earning on the account. Student Checking accounts pay 4.06% APY on any portion of the account balance at or below $500 and 0.05% APY on any portion of the balance above $500.


Click here for account disclosures.



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