Loans and Credit Cards

No matter what you need money for, your first step should be Seattle Credit Union. Since 1933 Seattle Credit Union has been making loans to its members for everything from new cars to weddings. We offer a full suite of loan products, including:

Seattle Credit Union Loan Experts are here to help tailor loans to meet your specific needs. Discover why Seattle Credit Union has been the trusted, go-to lender for Seattleites for over 80 years.


If you use your credit for day-to-day purchases, you’re going to love this offer. Between May 1 and July 31, get bonus rewards points for some of the things you buy all the time.

  • 5X pts for charitable donations
  • 4X pts for rideshare services
  • 3X pts for streaming services
  • 2X pts for gas, groceries, and cell phone plans
  • 1X pt for everything else

There’s nothing to sign up for to get your bonus points. Just use your Seattle Credit Union credit card and they’re yours.

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Terms and Conditions

Give your points a lift 54321

 Wealth Management Workshop June


CD Alternatives - Annuities & Fixed Income Portfolios 

CDs are a very conservative investment. If you are looking to improve on these historically low rates of returns, without adding market risk this session is for you.

  • Market participation with full downside protection.
  • Access to account during accumulation without penalty.
  • Ability to turn cash into a guaranteed income stream.

Presented by Ed Erickson and Craig Armstrong, Financial Advisors, MassMutual at the following locations from 12PM to 1PM.

Space is limited. To RSVP please click below.

June 20 - Kirkland Library  June 20 - Northgate Branch

  • Disclosure

    Securities, Investment Advisory, and Financial Planning services offered through qualified registered representatives of MML Investors Services, LLC, Member SIPC: 222 Central Park Ave, Ste 1100, Virginia Beach, VA 23462. Member Wealth Management and Seattle Credit Union are not a subsidiary or affiliate of MML Investors Services, LLC and their affiliated companies. Not a deposit product. Not NCUA/NCUSIF Insured. Not guaranteed by credit union. May lose value.



Get up to a 250 Rebate on auto, boat, and RV. See complete details below.

Find Your Freedom.

Whether you're in the market for a safer ride for your family or your favorite adventure mobile is nearing its final excursion, we'll help you prosper with the right loan and an easy auto-buying experience.

To apply call our loan specialist at 855.575.9352 or click the button below.

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  • Rebate Details

    *Rebate offer begins April 1, 2018 and expires June 30, 2018 and applies to all new auto, boat, RV purchase-money loans only. All loans are subject to Seattle Credit Union credit underwriting requirements. Applicant's loan must be approved by 11:59 p.m. Pacific Time on June 30, 2018 and funded within 60 days of application date to be eligible. The rebate of 1% of the approved loan amount minus any GAP or Debt Protection premiums added to the loan will be deposited into the member's Savings account at loan funding. Maximum rebate is $250. Rebate recipient is responsible for any taxes associated with the rebate or other promotional payments received during the year and may receive IRS Form 1099-MISC reporting those payments. Seattle Credit Union reserves the right to cancel or amend the terms and conditions of this promotion at any time and without notice. Contact us for additional details at 855.575.9352.

save hundreds

Lower Rates, Bigger Savings

If you have your loan with another lender, you could save money every month by refinancing with us, up to hundreds or even thousands of dollars.

From our very beginning, Seattle Credit Union has been dedicated to providing loans to our members at better rates than they could find from traditional lenders. As a not-for-profit co-op our primary goal is making sure our members get great products at great prices. 


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green loans

Discounts for Green Loans

Like all cooperative businesses, we are dedicated to giving back to our community. One of the ways we do that is by giving a rate discount for loans that are sensitive to the environment. Whether you are interested in a loan for a hybrid vehicle or want to make home improvements that save energy, we will cut your rate by 0.25% for qualifying green loans.


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member feedback

Unique Loan Programs

We listen to our members when deciding what types of loans to offer. That’s why we offer unique loan plans for floating homes as well as great products like our Home Equity Platinum VISA®.

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Apply Now. Get an Answer Fast.

Getting your loan at Seattle Credit Union could not be more simple. There are three easy ways to apply:



When you are ready to apply, head over to our online loan application to get started. Answer a few short questions, hit submit, and you’ll usually have an answer in just a few minutes.

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By Phone

Call our specially-trained loan experts, who are happy to answer any questions you might have. They can take your application and get you a decision while you wait, in most cases. Call 855-575-9352 to get started.

In Person

Stop by any of our convenient branches to talk with our helpful, friendly branch representatives. They can help you figure out which loan is right for you and get you a decision fast.


Sign Loan Papers Electronically

When your loan is ready to be funded, you can sign documents from anywhere you can access your email. We’ve partnered with DocuSign Inc., a leading electronic document company, to allow our members to sign most loan documents electronically.

Protect Your Loans and Your Good Name

Unexpected events, like an illness or emergency, can wreak havoc on your short-term finances. When you borrow from us, you have access to special products designed to help you weather the storm.


Anytime Skip-A-Pay

Seattle Credit Union’s innovative Anytime Skip-A-Pay program allows you to skip up to two loan payments every twelve months with the payment of a small processing fee. Anytime Skip-A-Pay gives you the flexibility to deal with unforeseen expenses like home repairs or unusually large credit card bills without causing any damage to your credit score.


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Debt Protection

When you get sick or lose your job, monthly bills can pile up quickly. When you add our Debt Protection to your loans, you get peace of mind knowing that your loan payments are covered while you get back on your feet. You can finance the cost of coverage into your loan for just a few dollars each month.


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Mechanical Breakdown Protection (MBP)

MBP, also known as Extended Warranty, can cover repairs and unexpected mechanical breakdowns and enhances existing manufacturer’s warranties. MBP can come in handy when you purchase a new or used car. All of Seattle Credit Union’s MBP plans come with roadside assistance, rental car allowance, paintless dent repair, and windshield repair. Zero deductible plans are available.


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GAP Advantage

If you are in an accident in which your car is totaled, a GAP policy will usually pay the difference between what you owe on the loan and what the insurance company says the car is worth. GAP is particularly valuable when you buy a brand new car, as they depreciate most quickly in the first year of ownership and could leave you with a sizable bill in the event of a crash. 


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1 Annual Percentage Rate. APR reflects any prepaid finance charges and is subject to change without notice. Rates and financing are offered based on applicant's credit qualifications and other underwriting criteria. Rates effective 06-20-2018.


2 Example based on qualifying loans up to 80% LTV. Rate shown is for purchases or refinances only.


3 For 15 yr Fixed Rate owner occupied Equity Loan, add .25% For combined Seattle Credit Union Equity Loan balances over $250,000 add 1%.


4 Conditions and restrictions apply. See for more details.



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Credit Cards as low as**