The credit card you use can say a lot about you. It can show you are a world traveler or that you support animal rights. Your card can say that you love the outdoors or that your kids are the most important thing in the entire world.
When you choose a Seattle Credit Union VISA® credit card, you can still say all those things and a few more. Your Seattle Credit Union VISA can say that you are a savvy consumer who values great rates and low fees as much as you do miles and rewards. It can tell people that you are a Seattle original who supports local companies and the important work they do for our Puget Sound community.
When you choose a Seattle Credit Union VISA, you are saying that you’ve seen what’s out there and you want something better. You’re saying that you want:
Seattle Credit Union also offers Secured VISA Credit Cards and VISA Gift Cards.
8.74% - 19.74%
The Seattle Credit Union Visa® credit card is already a great value with regular purchase rates as low as 8.74% APR. To make it an even better deal, if you transfer your balances from other loans and credit cards to a Seattle Credit Union Visa credit card before October 31, 2018, you'll pay just 2.99% APR* on those balances through October 2019.
Average rates of many popular credit cards are anywhere from 16% to nearly 30% APR! Since all members who get a Seattle Credit Union credit card qualify for this 2.99% APR promo rate, it means you could save hundreds or even thousands of dollars in interest simply by transferring your high-interest debt. And by consolidating your debt, you may even find yourself with a lower overall payment!
If you already have a Seattle Credit Union credit card you can start transferring balances today. Just log into Online Banking and click View Your Visa. From there click Services in the top menu and select Balance Transfer. Then fill out the form for each account balance you'd like to transfer. You can also call us at 855.609.3580 and we'll process your transfer over the phone.
If you have any questions give us a call at the number above, or come into one of our branches locations.
Save on Purchases
If you carry a balance on your credit card, you know that monthly finance charges on purchases can get pretty expensive. You could save hundreds of dollars a year in interest by switching to a Seattle Credit Union VISA credit card as your primary credit card. Whether your credit is spotless or has a few blemishes, Seattle Credit Union offers rates that are lower than most other credit-card providers.
Save When You Transfer Balances
Consolidating your balances to a Seattle Credit Union VISA credit card can lower your interest and allow you to manage your finances in one place. Unlike some of the national credit card companies, Seattle Credit Union doesn’t charge a balance transfer fee. Drop by a branch or log into Online Banking to fill out a simple form and we'll handle all the details. You'll save with Seattle Credit Union's low rate on all balance transfers, plus you'll enjoy the convenience of just one monthly payment. For more information, call our Contact Center at (206) 398-5500 or (800) 334-2489.
Pay No Annual Fee
Because Seattle Credit Union is a credit union, we charge fewer and lower fees than for-profit banks do. The same is true for Seattle Credit Union's VISA. At Seattle Credit Union, you’ll pay no annual fee for one of the best reward credit cards you’ll find anywhere in the Puget Sound. Plus, if you accidentally miss a payment or need to make a cash advance from your card, you’ll pay less than you would with the national card issuers.
Debit and credit cards make it quick and convenient to make purchases online, at the corner store, coffee shop, or movie theater. To make your shopping safer, we offer CardValet®. CardValet is an app-based service that allows you to manage your Seattle Credit Union debit and credit card from your mobile device with just a few swipes.
Seattle Credit Union's credit cards would still be an outstanding value without a rewards program, but to make them even more irresistible, every Seattle Credit Union VISA comes with UChoose Rewards®, a great rewards program that lets you earn points for every dollar you spend.
VISA® Gift Cards
Give the gift of anything! VISA Gift cards offer the freedom for people to choose the exact gift that they want, because it’s accepted at over a million locations. And because Visa Gift Cards can be replaced if lost or stolen, they are much safer than giving cash. Seattle Credit Union’s Visa Gift Cards work similar to debit cards, but they have a prepaid value between $20 and $500. Visa Gift Cards are perfect for any occasion and are available at every Seattle Credit Union branch for just $3.95.
Secured VISA® Credit Cards
Secured credit cards use a savings account or other deposit as collateral. Your credit limit is usually equal to the amount in your account. You use a secured credit card just like you would any other credit card to make purchases, and you are billed monthly for charges. Your good payment history is reported to the credit bureaus to help re-establish your credit.
Seattle Credit Union is a Verified by VISA card issuer. When you use your Seattle Credit Union VISA Card or Seattle Credit Union Debit Card to make online purchases, Verified by VISA will provide added safety to make your online shopping secure.