Personal Loans

Money for Anything with Just Your Signature

If you need money to escape for the vacation of a lifetime, to design your storybook wedding, or for something more mundane, like covering next quarter's tuition, Seattle Credit Union has your loan. Seattle Credit Union's personal loan program lets you borrow, even when you don't have collateral, without paying the high interest rates you might find at other lenders.

Seattle Credit Union Personal Loans are a Great Alternative to Payday Lenders

When people are looking for a personal loan, they often think their only options are payday lenders or finance companies, which often charge exorbitant interest rates or origination fees. As a Seattle Credit Union member, you have a better choice. 

 

Frequently Asked Questions

 

no origination fees

No Origination Fees and No Prepayment Penalties

Some companies charge an up-front origination fee for their personal loans, not Seattle Credit Union. Seattle Credit Union is a not-for-profit financial cooperative, so we strive to provide our members with the best loan possible at a fair price. That means we also don't charge you a prepayment penalty. Pay off your loan whenever you are ready, without worrying about being hit with unnecessary fees.

 

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Apply Now

 

Apply Now. Get an Answer Fast.

Getting your loan at Seattle Credit Union could not be more simple. There are three easy ways to apply:

 

Online

When you are ready to apply, head over to our online loan application to get started. Answer a few short questions, hit submit, and you’ll usually have an answer in just a few minutes.

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By Phone

Call our specially-trained loan experts, who are happy to answer any questions you might have. They can take your application and get you a decision while you wait, in most cases. Call 855-575-9352 to get started.

In Person

Stop by any of our convenient branches to talk with our helpful, friendly branch representatives. They can help you figure out which loan is right for you and get you a decision fast.

Have Questions? Let's Talk.

If you want to learn more about any of our products, services, or about becoming a Seattle Credit Union member, stop by a branch, give us a call at (206) 398-5500 or toll-free at (800) 334-2489, or simply enter your email address below and we’ll contact you.

 

Protect Your Loans and Your Good Name

Unexpected events, like an illness or emergency, can wreak havoc on your short-term finances. When you borrow from us, you have access to special products designed to help you weather the storm.

 

Anytime Skip-A-Pay

Seattle Credit Union’s innovative Anytime Skip-A-Pay program allows you to skip up to two loan payments every twelve months with the payment of a small processing fee. Anytime Skip-A-Pay gives you the flexibility to deal with unforeseen expenses like home repairs or unusually large credit card bills without causing any damage to your credit score.

 

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Debt Protection

When you get sick or lose your job, monthly bills can pile up quickly. When you add our Debt Protection to your loans, you get peace of mind knowing that your loan payments are covered while you get back on your feet. You can finance the cost of coverage into your loan for just a few dollars each month.

 

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Mechanical Breakdown Protection (MBP)

MBP, also known as Extended Warranty, can cover repairs and unexpected mechanical breakdowns and enhances existing manufacturer’s warranties. MBP can come in handy when you purchase a new or used car. All of Seattle Credit Union’s MBP plans come with roadside assistance, rental car allowance, paintless dent repair, and windshield repair. Zero deductible plans are available.

 

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GAP Advantage

If you are in an accident in which your car is totaled, a GAP policy will usually pay the difference between what you owe on the loan and what the insurance company says the car is worth. GAP is particularly valuable when you buy a brand new car, as they depreciate most quickly in the first year of ownership and could leave you with a sizable bill in the event of a crash. 

 

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Rates

 

Auto Loans as low as*

 

1.49%APR

Certificates as high as*

 

1.51%APY

Checking as high as*

 

6.14%APY

Credit Cards as low as*

 

7.99%APR