Keeping an eye on your credit report is a smart thing to do at any time to make sure there’s nothing there that shouldn’t be, because credit reporting companies directly influence your ability to get credit. You can request a free credit report once per year from each of the three major monitoring services, which essentially means you can check your credit report every four months. Find links or get more information here.
You’ve probably heard about the recently announced Equifax data breach. If you have a credit history, it’s possible you’re affected, along with nearly half of all Americans. Equifax, one of the big three reporting companies, announced a major breach on September 7, where credit card numbers, social security numbers, driver’s licenses, and other information associated with your personal identity may have been taken.
Equifax will send direct mail notices to those whose credit card numbers or dispute records were accessed. They have also set up a website that will tell you if you were affected, as well as give you the option to sign up for a year of free credit monitoring. The offer includes identity theft insurance, internet scanning for social security numbers, and tips to protect your personal information. But before you sign up, be sure to read the fine print.
At this time we want to emphasize that this was not a breach of the Seattle Credit Union website or our Online Banking platform. However, we do want to take this opportunity to remind everyone to safegaurd your personal data as much as possible.
Have a question? Please contact us at 800-334-2489.