Summer in the Northwest means being outdoors.

We put up with a lot during our long, gray Northwest winters: wind, rain, cold. When we finally do see the sun, the rush is on to find the closest lake, river, or campground to take advantage of the natural beauty we get to enjoy as our reward for making it through the dark season. It’s no wonder that so many people here spend spring shopping for a new boat or RV, so they can make the most of the legendary Northwest summers.

If it’s time for a new boat or RV, it’s time to talk to Seattle Credit Union.

Before you head to the dealer to pick out your next boat or RV, your first step should be talking to the auto loan experts at Seattle Credit Union. We’ll work with you to see what payment fits into your budget and make sure that you can get the most boat or RV for that payment as possible. Once you have your preapproval, you can walk onto the lot with the power that comes with knowing you’ve got your financing locked up. It’s easy to get started. Give us a call, or apply online and get your decision quickly.

Apply Now Apply Now   Call 206.398.5662 Boat and RV Loan Rates As Low as 3.49%APR. See disclosure 1.

Ride off with a 1% rebate 4, up to $250!

Seattle Credit Union has rates as low as 3.49% APR on boat and RV loans. Look around and you'll see that they're already some of the lowest in Washington. But, between April 1 and June 30, 2018 you can ride off with a 1% rebate, up to $250 and save even more!

Now is the perfect time of year to upgrade. Combine our low rates and this 1% rebate with the fact that we charge no origination fee and offer an any-time skip-a-pay program that gives you more payment flexibility, and you can hit the road or get out on the water knowing that you’ve got the right loan and a little extra spending money to make your summer excursions even better.

Protect your boat or RV, your loan, and your good name.

When you finance your car with Seattle Credit Union, not only will you get a rate that will save you money every month, but you'll get the freedom that peace of mind brings, thanks to some of the great features and add-on products available with our loans.

GAP Advantage

If you are in an accident in which your boat or RV is totaled, a GAP policy4 will usually pay the difference between what you owe on the loan and what the insurance company says your boat or RV is worth. GAP is particularly valuable when you buy brand new, as they depreciate most quickly in the first year of ownership and could leave you with a sizable bill in the event of a crash.

Debt Protection

When you get sick or lose your job, monthly bills can pile up quickly. When you add Seattle Credit Union’s Debt Protection4 to your loans, you get peace of mind knowing that your loan payments are covered while you get back on your feet. You can finance the cost of coverage into your loan for just a few dollars each month.

Want to talk? We'll contact you.

Ride off with a 1% rebate4, up to $250!

Seattle Credit Union has rates as low as 3.49% APR on boat and RV loans. Look around and you'll see that they're already some of the lowest in Washington. But, between April 1 and June 30, 2018 you can ride off with a 1% rebate, up to $250 and save even more!

Now is the perfect time of year to upgrade. Combine our low rates and this 1% rebate with the fact that we charge no origination fee and offer an any-time skip-a-pay program that gives you more payment flexibility, and you can hit the road or get out on the water knowing that you’ve got the right loan and a little extra spending money to make your summer excursions even better.

new car

Anytime Skip-a-Pay

If you have an emergency that causes you to spend money you weren’t prepared to spend, having a Seattle Credit Union auto loan can be the difference between having a 30-day past due on your credit report and not. Unlike loans at other lenders, Seattle Credit Union’s loans come with Anytime Skip-a-Pay, an innovative program that allows you to skip up to two payments a year at times that are convenient to you3. All you have to do is pay a small processing fee and you can use the money you would have spent on your boat or RV payment to help you deal with your emergency expense.

Apply Now Apply Now   Call 206.398.5662

Prefer To Do It In Person?

Stop by any of our convenient branch locations throughout the greater Seattle area, and meet with a friendly member representative.

FEDERALLY REQUIRED DISCLOSURES FOR SEATTLE METROPOLITAN CREDIT UNION DBA SEATTLE CREDIT UNION

1Annual Percentage Rate (APR) reflects any prepaid finance charges, is effective as of 4/2/2018, and is subject to change without notice. Other restrictions may apply. Rates and financing are offered based on applicant's credit qualifications and other underwriting criteria, including but not limited to, credit and loan payment history. All loans are subject to approval. The rate assigned will be disclosed to you before you become obligated. Please contact Seattle Credit Union at 206.398.5662 for further details. Subtract 0.25% for hybrid/electric vehicles. Add 0.25% for loan-to-value greater than 80%. Add 1.25% for model years 10 years old and older. Add 1.25% for vehicles with more than 125,000 miles. Visit seattlecu.com/rates for complete rate information and disclosures.

2All loans are subject to Seattle Credit Union lending criteria. Offer may be withdrawn or amended if we are unable to verify your income or your income is insufficient to support the proposed loan, if the collateral pledged as security is insufficient to secure the loan, or if your credit has changed and no longer qualifies you for this offer. Other terms and restrictions may apply. Call 206.398.5662 for details.

3Loans must meet Skip-A-Pay eligibility requirements and require the payment of a $29/loan processing fee. Visit seattlecu.com/skip-a-pay for full details. Interest continues to accrue during any period for which loan payments are postponed.

4Rebate offer begins April 1, 2018 and expires June 30, 2018 and applies to all new auto, boat, RV purchase-money loans only. All loans are subject to Seattle Credit Union credit underwriting requirements. Applicant's loan must be approved by 11:59 p.m. PT on June 30, 2018 and funded within 60 days of application date to be eligible. The rebate of 1% of the approved loan amount minus any GAP or Debt Protection premiums added to the loan, up to $250, will be deposited into the member's Savings account at loan funding. Rebate recipient is responsible for any taxes associated with the rebate or other promotional payments received during the year and may receive IRS Form 1099-MISC reporting those payments. Seattle Credit Union reserves the right to cancel or amend the terms and conditions of this promotion at any time and without notice. Contact us for additional details at 206.398.5500 (800.334.2489).

5GAP coverage and Mechanical Breakdown Protection (MBP) require payment of a one-time premium at the time of funding based on the plan selected as well as the value of the vehicle and the amount of the loan. The premium can be paid out of pocket or can be added to the principal balance of the loan. Debt Protection requires the payment of a monthly premium amount based on the Debt Protection plan selected. If the Protection is purchased at loan closing, the fee becomes part of your required monthly loan payment. If Debt Protection is added after the start of a closed-end loan, the fee will be added to your outstanding balance as an advance each month; in such a case, we may either increase your minimum monthly payment or extend the term of your loan. Neither GAP, MBP, nor Debt Protection are required to be approved for a loan, nor will the purchase of any be considered when evaluating your application. Contact us for additional details at 206.398.5500 (800.334.2489).